* { margin: 0; padding: 0;}
.text p {
  margin-bottom: 10px; }
.text .gray{
  color: #94987c;}
.text, .text ol
{
  padding: 0; margin: 0; padding-bottom: 10px; }
.text ul li
{
  color: #000; margin-left: 20px; }
.text ol li
{
  color: #000; margin-left: 27px; }
.text table
{
  margin: 10px 0 20px 0; }

.text th
{
  background: url('../img/th_bg.gif') no-repeat top left;
  color: #003399; text-align: left; padding: 6px 10px; }
.text tr
{
  border-top: 0; border-left: 1px solid #FFF; border-right: 1px solid #FFF; }
.text td
{
  padding: 3px 11px 4px 11px; }